File a GEICO Claim / GEICO Claims Number

Nevada GEICO insurance claims

If you’ve been injured in an accident and are seeking to file a GEICO claim, you may need the help of an experienced lawyer to successfully recover the compensation you are entitled to. If you were not at fault for the accident, we invite you to contact our law office for a free, no-obligation case review at (702) 800-0988.

GEICO Insurance Company – A brief history

GEICO (“The Government Employees Insurance Company”) was established in 1936 as an automobile insurance carrier to federal government employees. However, by 1996, GEICO became a subsidiary company of Berkshire Hathaway. As of today, GEICO is one of the biggest, fastest-growing auto insurance provider in the United States available to everyone, not just federal government employees.

If you have been hurt in an automobile accident and the negligent party is covered by GEICO Insurance, you may be questioning what to expect throughout the claims process. On this page, we will answer some of the most frequently asked questions about what you need to know to file a successful GEICO claim.

Understanding accident liability

In the State of Nevada, personal injury law recognizes a modified comparative negligence standard. What this means is that each party involved in an accident is liable for a percentage of fault. The person who is found with the greater percentage is then responsible for compensating the other driver.

In other words, if Driver A is found to be 51 percent liable, and Driver B is found to be 49 percent liable, Driver A must compensate Driver B for 51 percent of all damages.

Due to this highly complex standard, it is in your best interest to consult with an attorney following an accident as the insurance companies are notorious for trying to apportion as much fault as possible to the other driver as a means of paying out as little as possible.

Damages GEICO will compensate you for after a no-fault accident

If you were hurt at the hands of a driver covered by GEICO Insurance, you are entitled to collect both economic and non-economic damages.

Economic damages and non-economic damages are two types of damages that can be awarded to plaintiffs in a legal case. Economic damages refer to monetary losses that a plaintiff has suffered as a direct result of the defendant’s actions, while non-economic damages refer to non-monetary losses, such as pain and suffering or emotional distress.

Examples of economic damages

Economic damages may include medical bills, lost wages, and property damage. These damages are relatively easy to calculate and are based on the actual expenses or losses that the plaintiff has incurred. For instance, if a plaintiff is injured in a car accident and requires hospitalization, the economic damages may include the cost of medical treatment, rehabilitation, and any lost income resulting from time off work.

Examples of non-economic damages

In contrast, non-economic damages are often more difficult to quantify and may be awarded in cases where a plaintiff has suffered emotional or psychological harm. These damages may include compensation for pain and suffering, emotional distress, loss of enjoyment of life, and loss of consortium. For example, a plaintiff may seek non-economic damages if they have suffered a significant loss of quality of life due to a serious injury, such as a traumatic brain injury, that has impacted their ability to work or enjoy their hobbies.

In summary, while economic damages refer to monetary losses that can be easily calculated and documented, non-economic damages are more subjective and relate to the intangible harms that a plaintiff may have suffered as a result of the defendant’s actions. Both types of damages can be awarded in a legal case, and the amount of damages that a plaintiff is entitled to will depend on the specific circumstances of the case.

How is pain and suffering calculated?

Most insurance companies use a computer software to calculate pain and suffering. Conversely, an attorney will use a calculation method based on the medical bills and other damages to calculate a more appropriate figure.

If you wish to include pain and suffering in your GEICO claim, we strongly encourage you to contact a skilled lawyer to help you calculate these damages. As no two cases are alike, the circumstances of each case can vary. Call our law office for a free case review at (702) 800-0988.

How long will it take to settle a claim against GEICO?

Ah, the age-old question – how long will it take GEICO to settle my auto accident claim? The truth is, there’s no one-size-fits-all answer to this question, as it depends on a variety of factors. But fear not, we’re here to break it down for you.

Investigations Process: Firstly, let’s talk about the investigation process. GEICO will likely need to investigate the accident and any associated injuries before making a settlement offer. This can take some time, especially if there are disputes over who is at fault for the accident or the extent of the damages.

Medical Treatment: Then there’s the matter of medical treatment. If the injuries sustained in the accident are severe, the injured party may need extensive medical treatment and rehabilitation. GEICO will want to wait until the full extent of the injuries and associated medical expenses are clear before making a settlement offer.

Negotiations: And let’s not forget about negotiations. GEICO will likely need to negotiate with the injured party or their attorney to come to a fair settlement amount. If there are disputes over liability or the parties are far apart in their settlement positions, this can take some time.

Litigation: Lastly, in some cases, litigation may be necessary. If GEICO is unable to reach a settlement agreement with the injured party, the case may proceed to litigation, which can add significant time to the settlement process.

Benefits of working with an attorney to file a GEICO claim

So, while it’s difficult to give a specific timeline for settling an auto accident claim with GEICO, it is worth mentioning that Hiring a lawyer to settle your GEICO MVA claim can be beneficial for several reasons.

Firstly, an experienced attorney can navigate the complex legal and insurance systems to ensure that your claim is properly valued and settled fairly.

Secondly, they can negotiate on your behalf with GEICO to achieve the best possible outcome for your case. Additionally, if litigation becomes necessary, a lawyer can represent you in court and ensure that your rights are protected throughout the legal process.

Overall, hiring a lawyer can increase your chances of receiving a fair and just settlement for your auto accident claim.

Will GEICO deny my claim?

GEICO is usually pretty good about compensating injury victims; however, if GEICO does deny your accident claim, it can be for a variety of reasons. They may dispute liability and argue that you were partially or fully at fault for the accident. They may also claim that you do not have enough evidence to support your injuries, or argue that your injuries were pre-existing. Additional reasons can include:

• Coverage issues – the driver does not have enough coverage to support your claim.
• Causation – the legal concept that establishes a direct causal link between the defendant’s actions and the harm suffered by the plaintiff in a legal case.
• Lapse in coverage – the driver was not covered at the time of the accident. If this is the case, you may want to speak with your insurance agent to see if you are covered by Underinsured/Uninsured Motorist Protection (UM/UIM).
• Illegal activities – ex: the vehicle that hit you was stolen.

If your claim is denied, do not despair. As an injury victim, you have legal rights and options. You can speak with an experienced attorney who can help you understand your options for pursuing compensation for your injuries, even if your claim has been denied. An attorney can investigate the circumstances of the accident, gather evidence, negotiate with GEICO on your behalf, and, if necessary, take your case to court.

Remember, you do not have to face this alone. An attorney can guide you through the legal process, ensure that your rights are protected, and help you pursue the compensation you deserve.

What is the average GEICO settlement number for an auto accident?

The answer to this question, unfortunately, is there is no single answer. The final settlement amount will be calculated on the damages accrued as a result of the accident in addition to the policy at play. In the State of Nevada, drivers are required to carry liability insurance with minimum coverage limits of 25/50/20. This means that the insurance policy must cover at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $20,000 for property damage per accident.

So, if you are hit by an insured driver, an experienced attorney can help you achieve maximum policy limits, if not more.

How does GEICO pay on claims?

GEICO typically pays accident claims by issuing a settlement check to the claimant or their attorney. The settlement check will include the agreed-upon amount for damages, including economic damages such as medical bills and lost wages, as well as non-economic damages such as pain and suffering.

Before issuing a settlement check, GEICO will typically require the claimant to sign a release of liability, which states that the claimant agrees to accept the settlement in exchange for releasing GEICO and the at-fault driver from any further liability related to the accident.

In some cases, GEICO may also pay out claims through their Direct Repair Program (DRP), which allows policyholders to have their vehicles repaired at a GEICO-approved repair shop. In these cases, GEICO will pay the repair shop directly for the cost of repairs, up to the policy limits.

Overall, the process for how GEICO pays accident claims can vary depending on the specific circumstances of the case.

Will GEICO take my no-fault accident claim to trial?

It is possible that GEICO may take you to trial for a no-fault accident claim if they believe that the case cannot be settled through negotiations or if they dispute liability or the amount of damages being claimed. However, it is important to note that most accident claims are settled outside of court through negotiations, mediation, or arbitration.

If GEICO does decide to take your case to trial, they will be represented by an attorney who will argue their case in court. As the plaintiff, you will also have the opportunity to present your case and argue for the compensation you are seeking.

Going to trial can be a lengthy and expensive process, so it is generally in the best interest of both parties to settle the claim outside of court if possible. However, if a fair settlement cannot be reached, going to trial may be the only option for resolving the claim.

If you are concerned about the possibility of going to trial for your accident claim with GEICO, it is important to consult with an experienced attorney who can guide you through the legal process and help you understand your options for resolving the claim, whether through negotiations, mediation, arbitration, or trial.

GEICO claims number

To file a no-fault accident claim with GEICO, you can call their claims department at 1-800-841-3000. Their claims representatives are available 24/7 to assist you with filing a claim and answering any questions you may have about the claims process. You can also file a claim online through their website or mobile app, or by contacting your local GEICO agent.

A word of caution: If you are even entertaining the idea of filing a no-fault accident claim with GEICO, we strongly advise you to first consult with an experienced personal injury lawyer for a free consultation. Anything you say to the insurance provider can, and likely will be used against you. A consultation with our attorney is always free, and if you decide to hire us, you pay nothing until we win!