Do I Pay For Repairs After A Car Accident?
Car accidents happen when you least expect them to. They can create a strain on you physically, financially, and emotionally. It is likely that you’ve experienced injury and property damage as a result of the crash, which can cause you additional stress–especially if you are trying to figure out how to recover. Fortunately, you have options for obtaining the compensation you are entitled to following a car accident. This includes the compensation you may need to pay for your auto repairs.
Although the specifics centered on your recovery vary by case, State law provides avenues for getting what you need, when you need it. However, it is important that you work with a Las Vegas Car Accident Lawyer to determine your best route for recovery in terms of reaching the maximum compensation possible. Here is what you need to know in order to get your car repaired after a crash in Las Vegas:
Ways You Can Recover Damages
When you experience vehicle damage after a car accident, there are a few ways you may look into covering the repairs:
- The other drivers’ insurance pays you for the repairs
- The other driver pays you for the repair
- You use your insurance company to pay for the repairs
- You pay for your own repairs
Who Is Responsible For My Damages?
Nevada is an at-fault state when it comes to vehicle accidents. Generally, the person who was responsible for the accident will pay for the damages. They may pay you directly, or their insurance company may pay you.
If they don’t have insurance or they don’t have adequate insurance, they’re liable to pay you directly out of their pocket. If they can’t afford to pay you, you still have options.
Read: Risks Of Driving Without Insurance
What Options Do I Have For Paying My Damages?
You may want to resolve your case in the following ways:
- Get your car repaired and require the at-fault driver (or their insurance company) to reimburse you.
- Settle the case and THEN get your car repaired.
- Settle only the property damages portion of your case and address medical damages later.
- Reach an agreement on reimbursement with the other driver directly.
Accounting For Your Deductible
Remember, if your insurance company requires a deductible, it applies to the repairs derived from your case. If your deductible is $1,000, that is how much you are required to pay before your insurance will kick in. If the other driver was responsible for the accident, they should pay your deductible for you.
How Do I Prove My Damages?
To prove your damages, you must show both what the damages are, and how the accident happened. You can do so by gathering witness information, taking photos of the scene of the accident, including damages to both your vehicle and body.
What Happens If My Car Is Totaled?
When you submit your claim for compensation, your adjuster may conclude that the car is totaled. This means that it would cost more than 65 percent of the market value of your vehicle to have it repaired. If your car is declared a total loss, the insurance company will issue you compensation for the fair market value of the vehicle.